Always wondered where you could find affordable car loan even in the absence of collateral. Set right go, on a four-wheeler of your choice.
You have a dream and secured personal car loan have affordable loans to fulfill it. Grab on the right opportunity to drive your sports car home. Before deciding on any car loan consider the various options available to you. There is a variety of car loan options to choose from.
Secured personal car loan
Lease out or hire a car
Unsecured car loan
Used car loan
A tenant or a homeowner, good or bad credits, collateral pledged or not, you still qualify for car loans of your choice. No lender will restrict you on the car dealer you choose the car from.
A security attached to a loan reduces the risk faced by a lender. It is this factor that compels the lender to offer you car loans at a lower APR. On the other hand an unsecured car loan is made instantly with no collateral pledged. But the rates are not the same as in the case of secured car loan.
The choice is open to you. Based on your convenience and availability of collateral you can either opt for a secured one or an unsecured car loan uk. At the same time, don’t feel bogged down looking at the lower rates for secured car loan and you have no collateral to pledge. As lenders have an option of offering you a car loan based on your car itself. You don’t really have to have a home, property or any additional collateral. Your car purchased by it self holds good. Isn’t it cool…..
Your collateral pledged reflects favourably on your car loan rate!
Look at how these factors affect your car loan rate. With a huge car loan size your interest rates will be reduced, with a positive credit score and equity value you surely have a better chance of winning a cheaper car loan. Whatever be the case, your bad credit will not handicap you from opting out for a car loan.
Finance a new car, or an old one, hire it or lease it out, the choice is yours. Key factors that contribute to your car loan rates are your car brand, as it obviously affects the loan size, repayment period, credit record and your collateral are the other factors.
Do not forget to get a payment protection cover for your loan repayments made. Get protected in case of any inevitable events.
Friday, January 29, 2010
Tuesday, January 26, 2010
Affiliate Marketing, 6 tips for online marketing
So, you are thinking about marketing on line, good idea.
The easiest and most profitable way to start is Affiliate Programs.
If you are willing to put a good bit of easy work into affiliate
programs you can make a comfortable living. You will not need a
college degree or anything like that. All you need is a willing
mind. The main road to success are focused dedication and a lot of
enthusiasm.
.
1. Affiliate programs may be the easiest online business to start
running. although it doesn't’t hurt to do some study so that you can
learn from other people's mistakes rather than go through them
yourself. In addition, you are likely to pick up ideas that you
wouldn't have come up with yourself. There are numerous training
products with great strategies to adopt. One of the best ways to do
this is look at what people who have used the courses are saying in
some of the popular Internet marketing forums.
2. These programs are a great way to get started in an online
business. There are some 'Super Affiliates' who are making fabulous
incomes from these programs. Affiliate programs allow you to sell
another company's service or product and make a commission on every
sale or lead. You don't even need to build a web site or handle the
transaction. Your job is to drive traffic to your affiliate link.
3. An affiliate link is a special URL code that will identify
customers coming to the company's site from your advertising. It will
be the web site address with a code attached to the end. Some programs also have tiers. That means if someone who is interested in selling the product comes through your link and signs up you will also get a small percentage of their earnings.
4. To choose a program You should research the popularity of some of
your interests. Try to determine if people are buying that product or
service online. There are many sources for finding that information
including free ones, such as the Overture keyword tool.
When you have found an area that is popular then type the subject
along with 'affiliate program' into your search engine and see which
programs have services or products for that area. You can also use an
affiliate program directory.
5. After founding a program that looks good you should check the
terms of the program. Make sure that pay outs are not based on a high
commission earning or you may never see your money. Also try to
choose programs with high commission rates. Often you will find
ebooks and downloadable software has the highest rates as there is no
physical product to make or ship. If you are satisfied with the terms
then you need to sign up.
6. The reason affiliate programs are so great for beginners is that
you only need to focus on marketing. Many affiliate programs have
information on how to market and give you tools such as banners,
product feeds and more. You can also look for other information on
marketing including writing articles, creating pay-per-click
campaigns, commenting in online forums etc. As you gain experience
marketing you will make adjustments to your selling and start
creating a wonderful income!
Why a large number of would-be online marketers are either
unsuccessful or only partially successful is because they lack focus.
They jump from one strategy to the next without mastering any. In
affiliate marketing, the key to success is planning and focus. Take
one strategy and concentrate on it for a set period of time, maybe a
month. If it isn't’t returning enough then look for an alternative and spend time developing it. If it is working, then look at ways of
making it even better. Most people want to 'get rich quick' on the
Internet and fail. To make real riches you need to have a strategy,
look to the longer terms and stay focused.
The easiest and most profitable way to start is Affiliate Programs.
If you are willing to put a good bit of easy work into affiliate
programs you can make a comfortable living. You will not need a
college degree or anything like that. All you need is a willing
mind. The main road to success are focused dedication and a lot of
enthusiasm.
.
1. Affiliate programs may be the easiest online business to start
running. although it doesn't’t hurt to do some study so that you can
learn from other people's mistakes rather than go through them
yourself. In addition, you are likely to pick up ideas that you
wouldn't have come up with yourself. There are numerous training
products with great strategies to adopt. One of the best ways to do
this is look at what people who have used the courses are saying in
some of the popular Internet marketing forums.
2. These programs are a great way to get started in an online
business. There are some 'Super Affiliates' who are making fabulous
incomes from these programs. Affiliate programs allow you to sell
another company's service or product and make a commission on every
sale or lead. You don't even need to build a web site or handle the
transaction. Your job is to drive traffic to your affiliate link.
3. An affiliate link is a special URL code that will identify
customers coming to the company's site from your advertising. It will
be the web site address with a code attached to the end. Some programs also have tiers. That means if someone who is interested in selling the product comes through your link and signs up you will also get a small percentage of their earnings.
4. To choose a program You should research the popularity of some of
your interests. Try to determine if people are buying that product or
service online. There are many sources for finding that information
including free ones, such as the Overture keyword tool.
When you have found an area that is popular then type the subject
along with 'affiliate program' into your search engine and see which
programs have services or products for that area. You can also use an
affiliate program directory.
5. After founding a program that looks good you should check the
terms of the program. Make sure that pay outs are not based on a high
commission earning or you may never see your money. Also try to
choose programs with high commission rates. Often you will find
ebooks and downloadable software has the highest rates as there is no
physical product to make or ship. If you are satisfied with the terms
then you need to sign up.
6. The reason affiliate programs are so great for beginners is that
you only need to focus on marketing. Many affiliate programs have
information on how to market and give you tools such as banners,
product feeds and more. You can also look for other information on
marketing including writing articles, creating pay-per-click
campaigns, commenting in online forums etc. As you gain experience
marketing you will make adjustments to your selling and start
creating a wonderful income!
Why a large number of would-be online marketers are either
unsuccessful or only partially successful is because they lack focus.
They jump from one strategy to the next without mastering any. In
affiliate marketing, the key to success is planning and focus. Take
one strategy and concentrate on it for a set period of time, maybe a
month. If it isn't’t returning enough then look for an alternative and spend time developing it. If it is working, then look at ways of
making it even better. Most people want to 'get rich quick' on the
Internet and fail. To make real riches you need to have a strategy,
look to the longer terms and stay focused.
Sunday, January 17, 2010
Shopping for a Flower Girl Dress
The use of flower girl in a wedding is a very important thing. The Flower girl maybe the bride’s daughter niece cousin of just a close friend of the bride or groom.
The Flower Girl Dress is often picked with the parent of the Flower Girl and and with the Bride. The bride would like to know that the dress would suit the wedding party and if it would suit her dress.
You should be able to walk into a bridal store and try on the Flower Girl Dresses that that have available. Most stores should carry a large range of dresses for your flower girl to try on. Formal kids and Bridal located in Brisbane Australia have 2 stores that carry a large range of Flower Girl Dresses that suits girls form sizes 00 to size 14. They can also custom make any of your Flower Girl Dresses to size and also colour
The Flower Girl Dress is often picked with the parent of the Flower Girl and and with the Bride. The bride would like to know that the dress would suit the wedding party and if it would suit her dress.
You should be able to walk into a bridal store and try on the Flower Girl Dresses that that have available. Most stores should carry a large range of dresses for your flower girl to try on. Formal kids and Bridal located in Brisbane Australia have 2 stores that carry a large range of Flower Girl Dresses that suits girls form sizes 00 to size 14. They can also custom make any of your Flower Girl Dresses to size and also colour
Adverse Credit Remortgage – Refinance Easily
A remortgage is defined as the repayment of one mortgage by taking out another secured on the same property. This is done mainly to get a new mortgage for a lower rate of interest from a different lender for a better rate.
An adverse credit remortgage can prove to be a very good option for those suffering from poor credit history. This kind of remortgage can help you get the funds needed. It capitalizes on the increased home equity or existing home equity of the borrower. It allows you to get a mortgage at a lower rate of interest. You can also repay the mortgage in easy monthly options. A good credit history facilitates faster approval of mortgages.
These mortgages are available to all kinds of individuals who are suffering with bankruptcies, foreclosures, low credit ratings, etc. As compared to other lenders, we offer these mortgages at lower rate of interest. You can be rest assured of a favourable mortgage deal. Moreover, you can also choose from a wide range of loan quotes.
They are also known as bad credit, poor credit or non-status adverse credit remortgage. You can also use these mortgages to get funds or get a loan on the increased equity in home or property.
These remortgages are arranged by specialist remortgage brokers. They offer simple remedies for most of your problems. When you need to raise money or want to save money, you can rely on these mortgages. You can even consolidate multiple debts through these remortgages. It goes a long way in reducing your debt burden.
You may have earned bad credit due to some unavoidable reasons. This doesn’t mean that you should not get an opportunity to better the situation at all. Loan defaults, county court judgments or having filed for bankruptcy may have may have got you an adverse credit remortgage. These mortgages make it possible for you to seek a solution for all kinds of debt problems.
Flexible mortgages are another good option which can help you get a loan at a lower rate of interest. You can change the mortgage payments depending upon the variations in the market interest rates. These mortgages will help you regain control over your finances. Following are the advantages of these mortgages:
• You can lower your monthly payments to a considerable extent
• Repay the loan fast
• In case, you overpay, you can also opt for borrow back
If you wish to get a mortgage loan approved fast, then you can check out the online option. This will help you get a loan approved in a very short period of time. You can also seek advice from a team of financial experts who can help you tackle the most difficult problems. No matter what your financial situation is, you can surly find a way out of every situation. This will also help you get an online flexible mortgage fast.
An adverse credit remortgage can prove to be a very good option for those suffering from poor credit history. This kind of remortgage can help you get the funds needed. It capitalizes on the increased home equity or existing home equity of the borrower. It allows you to get a mortgage at a lower rate of interest. You can also repay the mortgage in easy monthly options. A good credit history facilitates faster approval of mortgages.
These mortgages are available to all kinds of individuals who are suffering with bankruptcies, foreclosures, low credit ratings, etc. As compared to other lenders, we offer these mortgages at lower rate of interest. You can be rest assured of a favourable mortgage deal. Moreover, you can also choose from a wide range of loan quotes.
They are also known as bad credit, poor credit or non-status adverse credit remortgage. You can also use these mortgages to get funds or get a loan on the increased equity in home or property.
These remortgages are arranged by specialist remortgage brokers. They offer simple remedies for most of your problems. When you need to raise money or want to save money, you can rely on these mortgages. You can even consolidate multiple debts through these remortgages. It goes a long way in reducing your debt burden.
You may have earned bad credit due to some unavoidable reasons. This doesn’t mean that you should not get an opportunity to better the situation at all. Loan defaults, county court judgments or having filed for bankruptcy may have may have got you an adverse credit remortgage. These mortgages make it possible for you to seek a solution for all kinds of debt problems.
Flexible mortgages are another good option which can help you get a loan at a lower rate of interest. You can change the mortgage payments depending upon the variations in the market interest rates. These mortgages will help you regain control over your finances. Following are the advantages of these mortgages:
• You can lower your monthly payments to a considerable extent
• Repay the loan fast
• In case, you overpay, you can also opt for borrow back
If you wish to get a mortgage loan approved fast, then you can check out the online option. This will help you get a loan approved in a very short period of time. You can also seek advice from a team of financial experts who can help you tackle the most difficult problems. No matter what your financial situation is, you can surly find a way out of every situation. This will also help you get an online flexible mortgage fast.
Friday, January 15, 2010
Adult Industry Awards 2007
With this years awards being split into 2 main categories, and for that matter two arenas, adult productions (mainly DVD producers, actors and actresses) and sex toys. While the allure of the DVD awards was tempting I kept to my brief and spent a weekend searching out the new products and also keeping a keen eye on the movers and shakers in the industry.
Day one was expo day and resembled an upmarket car boots sale, albeit the products where shiny and new and the tables where adorned with vibrators, dildos, stap-ons and all manner of sex toys, some of which I had a hard time working out which way they went on and what exactly they did.
The big guns where out in force with Doc Jonson commanding a prime spot in the arena, the big push (if that's the right word) was on their new range of Pretty End butt plugs and a range of Pretty Jenna Jameson vibrators and dildos. The most interesting thing about the new ranges where the pale pastel colors selected with each coming in a total of six different colors and the most exciting of these was the G-spot "Brianna" range, and the guys and gals at Doc Johnson where kind enough to let me have one in appealing Baby Blue color. Review on this to follow no doubt, but hey it's been a busy week and well, I haven't had time to road test it yet - shame on me!
Moving on to the awards on day two of the event and there was a little surprise, but not in fairness a huge one, in the best female toy with the Rabbit Pearl vibrator coming in at number one with I'm told a huge majority vote.
One interesting male sex toy that seems to have made a resurgence and indeed picked up Best in Class for Male Sex Toy as voted by readers of Heat magazine was the Penisator, a strange device that slips over the penis and can be used alone or during intercourse. A simple concept with very popular sensations for both parties.
Best selling toy of 2006, no prizes for guessing this one and with worldwide sales in the millions the classic Rabbit Vibrator romped home with a comfortable victory in this class. Runner up went to the new range of Glow in the Dark beads from Nasstoys and third place went to a personal favourite, California Exotics "Shanes World Hottie".
With attendance of in excess of 50,000 people in one weekend the show has been a massive hit once again and it was nice to see old faces and nice to see lots of new faces too. So let's look forward to a year of new exciting products to tickle all our fancies and fatasies and look forward to Expo 2008 in Denmark.
Day one was expo day and resembled an upmarket car boots sale, albeit the products where shiny and new and the tables where adorned with vibrators, dildos, stap-ons and all manner of sex toys, some of which I had a hard time working out which way they went on and what exactly they did.
The big guns where out in force with Doc Jonson commanding a prime spot in the arena, the big push (if that's the right word) was on their new range of Pretty End butt plugs and a range of Pretty Jenna Jameson vibrators and dildos. The most interesting thing about the new ranges where the pale pastel colors selected with each coming in a total of six different colors and the most exciting of these was the G-spot "Brianna" range, and the guys and gals at Doc Johnson where kind enough to let me have one in appealing Baby Blue color. Review on this to follow no doubt, but hey it's been a busy week and well, I haven't had time to road test it yet - shame on me!
Moving on to the awards on day two of the event and there was a little surprise, but not in fairness a huge one, in the best female toy with the Rabbit Pearl vibrator coming in at number one with I'm told a huge majority vote.
One interesting male sex toy that seems to have made a resurgence and indeed picked up Best in Class for Male Sex Toy as voted by readers of Heat magazine was the Penisator, a strange device that slips over the penis and can be used alone or during intercourse. A simple concept with very popular sensations for both parties.
Best selling toy of 2006, no prizes for guessing this one and with worldwide sales in the millions the classic Rabbit Vibrator romped home with a comfortable victory in this class. Runner up went to the new range of Glow in the Dark beads from Nasstoys and third place went to a personal favourite, California Exotics "Shanes World Hottie".
With attendance of in excess of 50,000 people in one weekend the show has been a massive hit once again and it was nice to see old faces and nice to see lots of new faces too. So let's look forward to a year of new exciting products to tickle all our fancies and fatasies and look forward to Expo 2008 in Denmark.
Monday, January 11, 2010
Adult Clubs – Advisable For Good Entertainment
Adult clubs cannot be looked down upon; they are very decent clubs offering entertainment. Most of the time, it is men who are out on an evening seeking a good stress buster. Visiting an adult club is a great way to reduce their stress, as they see the most exotic ladies dancing nude on the stage. Most adult clubs will make sure that they have the best dancers.
The adult clubs will offer good prices for all guests, and they insist that all of them should be eighteen and above. There is no need to look anywhere else for entertainment. The adult clubs will have all they can to offer. Even the dancers and strippers will have to be eighteen years of age, to entertain any guests. Adult clubs vary with comfort and pricing.
The adult club will offer good entertainment depending on the money the guests are willing to pay. For a good sum, they will get the best strippers for a good dance. The lap dance is the most common and also the most favored dance among all. The strippers wear such wonderful clothes, that during the lap dance, the men can enjoy the feel of their lovely skin.
In all adult clubs, they will insist that the women dress well, and also maintain their bodies. Their bodies are their main assets, and they use them to please their guests in all ways. Adult clubs also have the best kind of rooms with a lot of privacy. When the guest pays accordingly, they can get access to a great stripper as well as a good room.
The room will be well set and also have all the comforts one needs. Most strippers will wear the minimum of clothes, and they really are so attractive, that guests will not want to leave. The guests are given the best treatment, as the services will want them to come back to their clubs all the time. These clubs will insist on quality.
Quality will concern the dancers as well as other services. Some adult clubs do serve alcohol, and some prefer not to sell. Even the dance stages in the clubs will be prepared with such exotic taste. Most of the guests will prefer to see the dancers on the stage, as they will get a better view of them, all dressed in very skimpy clothes.
Some of the dancers will be topless or nude. This also depends on the club. Adult clubs are not at all like the way some people think them to be. They are fun places, and also allow the guests to be at ease. They will be able to relax as they please. This is also a place where they can be themselves, and they can admire the dancers as they please.
Since adult clubs offer privacy, men can always enjoy themselves to their heart’s content. The lovely strippers will also enjoy offering their best services. They will do everything in their capacity to make the guests happy.
The adult clubs will offer good prices for all guests, and they insist that all of them should be eighteen and above. There is no need to look anywhere else for entertainment. The adult clubs will have all they can to offer. Even the dancers and strippers will have to be eighteen years of age, to entertain any guests. Adult clubs vary with comfort and pricing.
The adult club will offer good entertainment depending on the money the guests are willing to pay. For a good sum, they will get the best strippers for a good dance. The lap dance is the most common and also the most favored dance among all. The strippers wear such wonderful clothes, that during the lap dance, the men can enjoy the feel of their lovely skin.
In all adult clubs, they will insist that the women dress well, and also maintain their bodies. Their bodies are their main assets, and they use them to please their guests in all ways. Adult clubs also have the best kind of rooms with a lot of privacy. When the guest pays accordingly, they can get access to a great stripper as well as a good room.
The room will be well set and also have all the comforts one needs. Most strippers will wear the minimum of clothes, and they really are so attractive, that guests will not want to leave. The guests are given the best treatment, as the services will want them to come back to their clubs all the time. These clubs will insist on quality.
Quality will concern the dancers as well as other services. Some adult clubs do serve alcohol, and some prefer not to sell. Even the dance stages in the clubs will be prepared with such exotic taste. Most of the guests will prefer to see the dancers on the stage, as they will get a better view of them, all dressed in very skimpy clothes.
Some of the dancers will be topless or nude. This also depends on the club. Adult clubs are not at all like the way some people think them to be. They are fun places, and also allow the guests to be at ease. They will be able to relax as they please. This is also a place where they can be themselves, and they can admire the dancers as they please.
Since adult clubs offer privacy, men can always enjoy themselves to their heart’s content. The lovely strippers will also enjoy offering their best services. They will do everything in their capacity to make the guests happy.
Wednesday, January 6, 2010
Adotption is Horrible her in Dauphin County Pa
This is our story of what happened to myself & my wife Vanessa Dupree of Harrisburg Pa. We decided to adopt children after two of our three left home, one relocated to Dover Delaware and the other went off to college. My wife and I agreed that we wanted to help where help was needed the most, so we went through all the training required by law in Pennsylvania and Dauphin County.
The agency we chose to assist us is called Rejoice Adoption & Foster Care Agency. They showed us many children's photos and background information of each child. We chose a cute little girl named Kanai Brown from Ohio. We knew she had some problems, her former foster mother had in her report of her ,lying,stealing and setting fires. She had also been in foster care since age 2, she was at that time in a foster care home where her foster mother had adopted her biological brother but refused to adopt her due to her behavior problems. A month before meeting Kanai she was matched for adoption with another family. She was taken home with that family on two weekend visits, and they changed their minds one day before she was to go live with them for good, so we knew she had some problems.
Our intentions at that time was to adopt Kanai and then adopt her older 13-year old sister named Kimmisa soon after that. After Kanai had been with us about 3 months, in September 2004 we made contact with the Ohio about adopting Kimmisa: at that time Mr.John Roberts her caseworker had informed me that Kimmisa had recently attacked a foster parent in the home which she was staying in and could not be placed in a home at this time and that she was currently being evaluated for mental problems. So that was as far as we had gone with trying to unify the two sisters (there are 5 siblings in all).
Our adoption hearing for Kanai came up about 3 months later in January 2005; adoption was final in June of 2005. In June of 2005 we received two more foster children named Mariah and Jordan Gilbert, ages 9 and 4 from Lancaster Pa. We were willing to adopt them for as long as their mother Nyshell Gilbert was willing to give up custody, the children's caseworker was a lady named Karen Rosenberg. Karen by law was supposed to stop by our house once per month for home visits to check on the children, but at the time she had classes here in Harrisburg two to three times per week and would visit us once or twice per week. We all became very good friends at that time.
In September of 2005 Ms. Nyshell had a hearing to have her rights terminated by Lancaster County Children and Youth. Karen told us it was okay for us to come, so we did. Karen got up on the stand and talked about how Ms. Nyshell refused to take care of herself or her children. She also pointed out the fact that she had a gay relationship with another female. About three days later Karen came to our house and we talked about the hearing. She then told us that most of what she said in court was made up stories, things that just never happened and the real reason why Ms Nyshell had her kids taken was because she was and still is gay and she stated that the Judge knew the real reason also. My wife and I were very troubled by this and we then asked a few more questions about Ms Nyshell. Karen Rosenberg also confided in us that she does not believe that any child should grow up in a house with two same sex parents and to make sure Ms. Nyshell loses her case, she would always ask her where she was working, and then call that employer and tell them she is a convicted child abuser and of course, she will then be laid off or fired right before every hearing, which was a lie she was never a convicted child abuser.
The way Ms. Nyshell originally got involved with Lancaster County Children and Youth ,she was seeking counseling services for her oldest daughter after having being raped by a grown man. Police advised her to do so when Karen first got involved in the case she quickly noted that Ms. Nyshell had an adult female living inside the home. There were also four kids living in the home. Nariah and Hordan were the two youngest ones she (Karen Rosenberg) told us she tried to get the other two older kids to say mom had hit them but it was to difficult. Neither was willing to lie on their mother even after several interviews, so she had six year old Nariah agree to a make up story about her mother hitting her with a strap so Karen used this as her reason for pulling all four children out of the home even though the older two always stuck to their story, that never hit anyone.
Over the next couple of months Karen confided these and many other cases where they would force parents to confess to things they did not do in exchange for visits with their children and then kept them because of their confessions. In January 2006 we told Karen we were having second thoughts about adopting Nariah kordan due to the fact that we believed they were wrongfully taken from their and we just did not feel good about going through with it and to us this is a lifetime decision. We just did not see anything wrong with her raising her kids with a girlfriend, although we (Karen, my wife and I) are all Christian, we disagreed on that one issue. Over the next month she came by a few extra times and tried to convince us to change our minds, even though we loved the kids just as much as our very own; we still told her no.
In February 2006 the children were scheduled for their last and final visit with their mother, which was to be held at Rejoice Foster Care & Adoption agency and be supervised by caseworkers employed by Rejoice. Karen was never involved with the kids visits with their mother, so we did not expect this time to be any different. We dropped the kids off at Rejoice that evening, handed them over to a Rejoice caseworker as usual. We came back two hours later and were told by Karen Rosenberg that Nariah said she was hit with a strap by my wife Vanessa, so therefore she is taking both kids out of our home. We were very upset because she told us she had used the exact same story on Ms Nyshell.
The following day, February 15, 2006 Karen Rosenberg reported the abuse allegations to Dauphin County Children & Youth to a caseworker named Denise Shay. She then came by Kanai's school that day to interview her. She was asked all kinds of questions, mostly about us (we know this because after every interview she would come home and let us know). After 8-10 interviews in March 2006 we went to school to pick up Kanai and were met by Denise Shay in the parking lot . She told us that Kanai said my wife and I hit her with a strap on at least one occasion; therefore she was taking Kanai into custody. She also informed us there would be a hearing tomorrow before a Master Judge. We found an attorney that evening, Mr Roger Luguana. There was not a lot to say at the hearing because Kanai admitted in court she lied, there the Judge said she is to be returned home immediately.
Once the hearing was over , Denise Shay took Kanai and told us she will be right back, she was going to get her clothes and book bag. She came back out some 30 minutes later and informed us they were going to appeal and Kanai would not be coming home with us until the appeal is over ( even though prior to the hearing we were told the Master Judge decision was final). At that time Denise Shay evidently went to a different judge and claimed I admitted in the Lancaster case to punching kordan (which was a lie). All of this was done after our attorney had left.
Over the next couple of weeks we were asked to confess to abusing Kanai in exchange for visits with her - we refused. About three weeks later the county judge, Judge Hoover agreed to meet with our lawyer Roger Luguana, but he refused to meet with us. After that meeting Judge Hoover allowed us to have visits with Kanai. We went to see her twice that week and then I received a call from Denise Shay on our answering machine stating that we were not being very cooperative with their investigation or in other words we refused to admit to anything we did not do, so therefore the visits must stop.
Prior to our next hearing in March 2006, my wife and I received only a couple of phone calls and went down there to sign papers a couple of times for Dauphin County Children and Youth,but every time we were always being told some sort of bad news. We were told the following things would happen if we lost: 1. They would ask the judge at that time to take Jasmin, our biological 15 year old daughter into care/custody. 2. We could never pass a background check again so that meant changing for me and my wife. 3. We would have criminal charges brought against us after that. 4. If we just sign her over none of those three would happen and we will have 30 days to think it or change our minds if we wanted to. Denise also said Karen would be there to let the court know we confessed to her everything, thus letting us know that Karen was willing to lie in court again as she did in Ms. Nyshell Gilbert's case. Therefore we choose to sign Kanai over giving up our rights, prior to our hearing, knowing we had 30 days to decide if we were going to risk everything or not.
Twenty-eight days later we (our lawyer and us) filled out the paperwork to let the court know we had change our minds. About two weeks later in March 2006 Judge Hoover agreed to meet with our attorney again. At this meeting our attorney was informed we could not change our minds and we had to stick with our first decision where we must sign her over again, but this time the forms will read "by mutual agreement", unlike the first one that stated there was a hearing and we were convicted even though there was no hearing. Even going as far as to give us only 30 days to sign her over again. We waited about 60 days on July 26 2006 to sign her over again, due to the simply fact it's getting very costly, about 15,000.00 so far between child support payments for Kanai while back in foster care and attorney fees, for all three children. The worst part of it was here in Dauphin County they attach our wages, even though we were never late with a payment. They kept making the same mistake with the amounts, instead of taking out $800.00 per month, they kept doubling and tripling that amount, thus leaving us at times with less than $20.00 per week.
Dauphin County is not a good place to adopt. But since then the dear sent two people into our lives that change everything for the better their names are Myron Golden and Dwayne Golden, We will like to thank them for all they have done for us since our darkest days..
The agency we chose to assist us is called Rejoice Adoption & Foster Care Agency. They showed us many children's photos and background information of each child. We chose a cute little girl named Kanai Brown from Ohio. We knew she had some problems, her former foster mother had in her report of her ,lying,stealing and setting fires. She had also been in foster care since age 2, she was at that time in a foster care home where her foster mother had adopted her biological brother but refused to adopt her due to her behavior problems. A month before meeting Kanai she was matched for adoption with another family. She was taken home with that family on two weekend visits, and they changed their minds one day before she was to go live with them for good, so we knew she had some problems.
Our intentions at that time was to adopt Kanai and then adopt her older 13-year old sister named Kimmisa soon after that. After Kanai had been with us about 3 months, in September 2004 we made contact with the Ohio about adopting Kimmisa: at that time Mr.John Roberts her caseworker had informed me that Kimmisa had recently attacked a foster parent in the home which she was staying in and could not be placed in a home at this time and that she was currently being evaluated for mental problems. So that was as far as we had gone with trying to unify the two sisters (there are 5 siblings in all).
Our adoption hearing for Kanai came up about 3 months later in January 2005; adoption was final in June of 2005. In June of 2005 we received two more foster children named Mariah and Jordan Gilbert, ages 9 and 4 from Lancaster Pa. We were willing to adopt them for as long as their mother Nyshell Gilbert was willing to give up custody, the children's caseworker was a lady named Karen Rosenberg. Karen by law was supposed to stop by our house once per month for home visits to check on the children, but at the time she had classes here in Harrisburg two to three times per week and would visit us once or twice per week. We all became very good friends at that time.
In September of 2005 Ms. Nyshell had a hearing to have her rights terminated by Lancaster County Children and Youth. Karen told us it was okay for us to come, so we did. Karen got up on the stand and talked about how Ms. Nyshell refused to take care of herself or her children. She also pointed out the fact that she had a gay relationship with another female. About three days later Karen came to our house and we talked about the hearing. She then told us that most of what she said in court was made up stories, things that just never happened and the real reason why Ms Nyshell had her kids taken was because she was and still is gay and she stated that the Judge knew the real reason also. My wife and I were very troubled by this and we then asked a few more questions about Ms Nyshell. Karen Rosenberg also confided in us that she does not believe that any child should grow up in a house with two same sex parents and to make sure Ms. Nyshell loses her case, she would always ask her where she was working, and then call that employer and tell them she is a convicted child abuser and of course, she will then be laid off or fired right before every hearing, which was a lie she was never a convicted child abuser.
The way Ms. Nyshell originally got involved with Lancaster County Children and Youth ,she was seeking counseling services for her oldest daughter after having being raped by a grown man. Police advised her to do so when Karen first got involved in the case she quickly noted that Ms. Nyshell had an adult female living inside the home. There were also four kids living in the home. Nariah and Hordan were the two youngest ones she (Karen Rosenberg) told us she tried to get the other two older kids to say mom had hit them but it was to difficult. Neither was willing to lie on their mother even after several interviews, so she had six year old Nariah agree to a make up story about her mother hitting her with a strap so Karen used this as her reason for pulling all four children out of the home even though the older two always stuck to their story, that never hit anyone.
Over the next couple of months Karen confided these and many other cases where they would force parents to confess to things they did not do in exchange for visits with their children and then kept them because of their confessions. In January 2006 we told Karen we were having second thoughts about adopting Nariah kordan due to the fact that we believed they were wrongfully taken from their and we just did not feel good about going through with it and to us this is a lifetime decision. We just did not see anything wrong with her raising her kids with a girlfriend, although we (Karen, my wife and I) are all Christian, we disagreed on that one issue. Over the next month she came by a few extra times and tried to convince us to change our minds, even though we loved the kids just as much as our very own; we still told her no.
In February 2006 the children were scheduled for their last and final visit with their mother, which was to be held at Rejoice Foster Care & Adoption agency and be supervised by caseworkers employed by Rejoice. Karen was never involved with the kids visits with their mother, so we did not expect this time to be any different. We dropped the kids off at Rejoice that evening, handed them over to a Rejoice caseworker as usual. We came back two hours later and were told by Karen Rosenberg that Nariah said she was hit with a strap by my wife Vanessa, so therefore she is taking both kids out of our home. We were very upset because she told us she had used the exact same story on Ms Nyshell.
The following day, February 15, 2006 Karen Rosenberg reported the abuse allegations to Dauphin County Children & Youth to a caseworker named Denise Shay. She then came by Kanai's school that day to interview her. She was asked all kinds of questions, mostly about us (we know this because after every interview she would come home and let us know). After 8-10 interviews in March 2006 we went to school to pick up Kanai and were met by Denise Shay in the parking lot . She told us that Kanai said my wife and I hit her with a strap on at least one occasion; therefore she was taking Kanai into custody. She also informed us there would be a hearing tomorrow before a Master Judge. We found an attorney that evening, Mr Roger Luguana. There was not a lot to say at the hearing because Kanai admitted in court she lied, there the Judge said she is to be returned home immediately.
Once the hearing was over , Denise Shay took Kanai and told us she will be right back, she was going to get her clothes and book bag. She came back out some 30 minutes later and informed us they were going to appeal and Kanai would not be coming home with us until the appeal is over ( even though prior to the hearing we were told the Master Judge decision was final). At that time Denise Shay evidently went to a different judge and claimed I admitted in the Lancaster case to punching kordan (which was a lie). All of this was done after our attorney had left.
Over the next couple of weeks we were asked to confess to abusing Kanai in exchange for visits with her - we refused. About three weeks later the county judge, Judge Hoover agreed to meet with our lawyer Roger Luguana, but he refused to meet with us. After that meeting Judge Hoover allowed us to have visits with Kanai. We went to see her twice that week and then I received a call from Denise Shay on our answering machine stating that we were not being very cooperative with their investigation or in other words we refused to admit to anything we did not do, so therefore the visits must stop.
Prior to our next hearing in March 2006, my wife and I received only a couple of phone calls and went down there to sign papers a couple of times for Dauphin County Children and Youth,but every time we were always being told some sort of bad news. We were told the following things would happen if we lost: 1. They would ask the judge at that time to take Jasmin, our biological 15 year old daughter into care/custody. 2. We could never pass a background check again so that meant changing for me and my wife. 3. We would have criminal charges brought against us after that. 4. If we just sign her over none of those three would happen and we will have 30 days to think it or change our minds if we wanted to. Denise also said Karen would be there to let the court know we confessed to her everything, thus letting us know that Karen was willing to lie in court again as she did in Ms. Nyshell Gilbert's case. Therefore we choose to sign Kanai over giving up our rights, prior to our hearing, knowing we had 30 days to decide if we were going to risk everything or not.
Twenty-eight days later we (our lawyer and us) filled out the paperwork to let the court know we had change our minds. About two weeks later in March 2006 Judge Hoover agreed to meet with our attorney again. At this meeting our attorney was informed we could not change our minds and we had to stick with our first decision where we must sign her over again, but this time the forms will read "by mutual agreement", unlike the first one that stated there was a hearing and we were convicted even though there was no hearing. Even going as far as to give us only 30 days to sign her over again. We waited about 60 days on July 26 2006 to sign her over again, due to the simply fact it's getting very costly, about 15,000.00 so far between child support payments for Kanai while back in foster care and attorney fees, for all three children. The worst part of it was here in Dauphin County they attach our wages, even though we were never late with a payment. They kept making the same mistake with the amounts, instead of taking out $800.00 per month, they kept doubling and tripling that amount, thus leaving us at times with less than $20.00 per week.
Dauphin County is not a good place to adopt. But since then the dear sent two people into our lives that change everything for the better their names are Myron Golden and Dwayne Golden, We will like to thank them for all they have done for us since our darkest days..
Monday, January 4, 2010
Adding A Personal Touch To Your Parties
Let's get personal. That's what many party planners are saying when they make plans to host one-of-a-kind parties such as a bridal shower, baby shower or even a Mother's Day brunch.
Adding a personal touch may be easier than you imagine. Here are some ideas you can use:
• Make your centerpiece stand out. Don't limit yourself to flowers. Centerpieces can consist of anything that fits into the theme of the event. For visual interest, you can use a large glass bowl with goldfish swimming in it. You can cluster candles or float votives in water. For a baby shower, you can build a pyramid of baby blocks.
• Create unique place cards that mean something to the guest of honor. For a bridal shower, attach name tags to a cookie cutter at each place setting. For a baby shower, order custom cookies in the shape of teddy bears with the person's name iced on to them.
• Decorate with a theme. Start by deciding on the colors and the theme. Is your mom a gardener? If you're planning on a brunch for Mother's Day or her birthday, decorate the room with flowers cut out of construction paper. Make a chocolate cake covered in flowers made out of candies.
For a romantic bridal shower, decorate with hearts. Buy a miniature tree. Ask each guest to write something on a paper heart and use these hearts to decorate the tree. Make garlands of hearts.
Make a party that's all one color. For example, if the bride-to-be loves lavender, ask your guests to bring something in that color.
• Party favors should be fun. Keep party favors in the same theme as the rest of the party-such as seed packets for a garden party, candles for a party that relies on them for decoration. Or you can give out lottery tickets at any party celebrating a person's good fortune.
• Don't forget the cookies. Cookies can be very useful in personalizing a party, either as the dessert or as creative place cards.
Good for any special occasion or holiday, you can make a bouquet out of cookies or even give them out as party favors. Do-it-yourself cookie kits, such as those from Cookies by Design, can take a lot of the mess out of this process.
Besides the kits, the company offers fresh-baked hand-decorated cookie bouquets, individual decorated cookies, pan cookies, and other deliciously edible gifts.
Adding a personal touch may be easier than you imagine. Here are some ideas you can use:
• Make your centerpiece stand out. Don't limit yourself to flowers. Centerpieces can consist of anything that fits into the theme of the event. For visual interest, you can use a large glass bowl with goldfish swimming in it. You can cluster candles or float votives in water. For a baby shower, you can build a pyramid of baby blocks.
• Create unique place cards that mean something to the guest of honor. For a bridal shower, attach name tags to a cookie cutter at each place setting. For a baby shower, order custom cookies in the shape of teddy bears with the person's name iced on to them.
• Decorate with a theme. Start by deciding on the colors and the theme. Is your mom a gardener? If you're planning on a brunch for Mother's Day or her birthday, decorate the room with flowers cut out of construction paper. Make a chocolate cake covered in flowers made out of candies.
For a romantic bridal shower, decorate with hearts. Buy a miniature tree. Ask each guest to write something on a paper heart and use these hearts to decorate the tree. Make garlands of hearts.
Make a party that's all one color. For example, if the bride-to-be loves lavender, ask your guests to bring something in that color.
• Party favors should be fun. Keep party favors in the same theme as the rest of the party-such as seed packets for a garden party, candles for a party that relies on them for decoration. Or you can give out lottery tickets at any party celebrating a person's good fortune.
• Don't forget the cookies. Cookies can be very useful in personalizing a party, either as the dessert or as creative place cards.
Good for any special occasion or holiday, you can make a bouquet out of cookies or even give them out as party favors. Do-it-yourself cookie kits, such as those from Cookies by Design, can take a lot of the mess out of this process.
Besides the kits, the company offers fresh-baked hand-decorated cookie bouquets, individual decorated cookies, pan cookies, and other deliciously edible gifts.
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